Apple Pay, after months of waiting and
a global deployment that is not the fastest, is finallyusable
In France. However, Apple's payment solution is getting started
timid in the country, because for the moment, very few banks are in the game.
And yet, according to the first feedback, everything seems to be working perfectly.
Many are therefore impatiently awaiting the availability of the service on the side of
their bank. But can we hope to see new banks quickly
French people use Apple Pay? Nothing is less certain, for
the moment:
This is also why the arrival of Apple Pay on the territory
French has not made much noise in recent days (among other news
linked to the security of the country). It is true that, as the magazine points out
The Echoes, the conditions are not really in favor of use
massively by the French.
Limited compatibility
In France, approximately
21% of the population with a smartphone uses an iPhone. In our
Apple Pay special file, we have seen that to use Apple Pay, it
must have a recent device, iPhone 5, 5s and 5c with an Apple Watch, or
iPhone SE, 6 or later with or without the watch.
And on top of that, the compatible banks can be counted on the fingers of one
single hand. The number of French people eligible for Apple Pay to datewould be
so around 1 to 2 million.
However, even with a recent iPhone, many of you want to use
Apple Pay at least wants to test the service. Some even talk about being ready
to change bank to a bank compatible with Apple
Pay.
Banks waiting
This is also one of the strategic points of the first banks
allowing Apple Pay payment in France, such as Caisse d'Épargne, Banks
Popular or even Carrefour Banque. The latter would like
take advantage of their position as pioneers to attract
clients. This was the case when Apple Pay arrived in Australia,
with the ANZ bank which would have recorded a significant increase in requests
account opening, because for a long time it remained the only one compatible with Apple
Pay.
The banks remain cautious, because Apple is difficult in negotiations, and
partnering with Apple Pay would meanlose income on
bank card payments, which is not to the taste of the banks
currently not compatible.
The latter could also take their time in these negotiations
with the Cupertino company, especially since for many of them, it will be
question of using thenew French payment system Stet with
Apple Pay, instead of Visa and MasterCard, a system which could be
deployed from 2017 only.
And then Les Échos also reports the presence in France of the solution
Paylib, payment system with smartphone, tablet or
computer that does not require the entry of bank card data and
supported by many banks such as Crédit Mutuel, Banque Postale, Société
Générale and BNP Paribas. Paylib also plans to open in a few months
to payment with mobile in store, hencethe bet of these banks
prefer to leave Apple Pay on the side for now.
Would you really be motivated to change banks to be able to use Apple
Pay ?
- Take our Apple Pay survey:are you
interested in the iPhone payment solution? - Also read:
Apple Pay arrives in France: compatibility, bank card, payment,
here's how it will work!
i-nfo.fr - Official iPhon.fr app
By : Keleops AG
Editor-in-chief for iPhon.fr. Pierre is like Indiana Jones, looking for the lost iOS trick. Also a long-time Mac user, Apple devices hold no secrets for him. Contact: pierre[a]iphon.fr.
