Apple Pay and instructions for use: compatibility, bank card, payment, etc.

Apple Pay is this contactless payment solution introduced by Apple in 2014. It allows you to quickly pay with your iPhone, iPad, watch, or even a Mac, with a tap of Touch ID or Face ID, or upon returning his personal code. Not all users can benefit from it; on the one hand, they must have a compatible Apple device, and on the other hand, they must have a bank card provided by a bank supporting the Apple solution.

But when these two conditions are met, what a pleasure to be able to pay for everything by simply taking the iPhone out of your pocket! Before that, however, a configuration procedure must be followed on the Wallet application side. But let's look at all the details regarding Apple Pay, to master this payment solution that is so practical and no less secure.

What hardware and banks support Apple Pay?

iPhone

Apple Pay is not compatible with all iPhone models. Therefore, only iPhones with the NFC chip support contactless payment technology, i.e. the following models:

iPhone SE
iPhone 6/6 Plus
iPhone 6s/6s Plus
iPhone 7/7 Plus
iPhone 8/8 Plus
iPhone X
iPhone XR
iPhone XS/XS Max
iPhone 11
iPhone 11 Pro/11 Pro Max

With the Apple Watch, it becomes possible to use Apple Pay from the iPhone 5 (i.e. with 5c and 5s) in addition to the models seen above. However, in this case only in-store payments are possible.

Apple Watch

To pay almost everywhere with the iPhone and Apple Watch (shops, transport companies, universities, etc.), it is better to have an iPhone from the list above and any watch model . From the very first generation Apple Watch (Series 0), to the most recent, they all support Apple Pay.

iPad

For tablets, all tablets with Touch ID and Face ID are included, that is to say the following models: iPad Pro, iPad Air 2 and 3, iPad mini 3, 4 and 5, and iPad 5 and 6. Unlike the watch, only online payments are possible with the iPad. No more in-store payments due to lack of an NFC chip.

Finally, Apple specifies that the latest version of iOS and watchOS are required to ensure the proper functioning of Apple Pay.

MacBook

All Macs equipped with Touch ID can take advantage of Apple Pay. Without Touch ID, you need a Mac released after 2011, associated with an iPhone or Apple Watch compatible with Apple Pay.

Which banks and banking services for Apple Pay?

On iPhon.fr we have a list of banks and services available in France and compatible with Apple Pay.She is located hereand we update it regularly. Do not hesitate to consult it if you are looking to check if your bank card can be used with Apple Pay.

How to use Apple Pay?

Add a bank card

To add a bank card that can be used with Apple Pay, everything takes place in the applicationWalleton the iPhone.

Here is the procedure to follow:

In Wallet, click on “+” at the top right then onAdd a bank card
Follow the steps indicated to add a new card by entering the different numbers and details of the card. If Wallet offers to add the card used with iTunes, you must then enter your personal code
Then, you must wait for the compatibility check of the service with the corresponding bank. It is possible that at this stage, additional information will be requested to verify the card
Once this step has been completed, go toSettings > Wallet and Apple Payand select the just virtualized card. It is also possible to select the bank card used by default, in the case where several bank cards are saved in Wallet for use with Apple Pay
Once everything has been validated, Apple Pay is active and ready to use

To use Apple Pay with Apple Watch:

In the Watch app on the iPhone, go to the “My Watch” tab
Then select Wallet and Apple Pay
You need to add a card. To do this, tap “Add a bank card” and follow the similar steps described above for the iPhone. If a map is already saved on the iPhone, simply tap “Add” next to the map.
Apple Pay is then active on the Apple Watch.

Where to pay with Apple Pay?

Well equipped with a compatible machine and a supported bank card, all you have to do is use it! But stores and merchants still need to support Apple's payment solution. But major brands, such as Fnac, Boulanger, Carrefour, Simply Market and Total are compatible with Apple Pay. And it is also possible to pay with Apple Pay in many other shops, museums, bars, universities, but also sometimes for public transport, or even on the Web (in Safari only) and in the Mac and iOS applications.

Namely, there is a trick to find out if a store or merchant allows you to use your iPhone to pay. You should see displayone of the following 3 symbolsat the checkout. If so, you can try your luck!

How to pay with Apple Pay?

All the steps have been completed, is it time to test? Ahead :

With the iPhone, you must approach the phone at a distance of approximately 2 centimeters from the terminal, at the level of its upper part and validate the payment either with Touch ID or Face ID until you see the words “Done” appear. ” on the screen
With the Watch, you have to press the side button twice, then place the watch screen approximately 2 cm from the terminal.
Wait until a vibration occurs.

Hoping that this has helped to clarify the implementation and future use of your iPhone as a means of payment.

Find hereour folder of apps for managing your finances on the iPhone, as well as the following information:

i-nfo.fr - Official iPhon.fr app

By : Keleops AG

Editor-in-chief for iPhon.fr. Pierre is like Indiana Jones, looking for the lost iOS trick. Also a long-time Mac user, Apple devices hold no secrets for him. Contact: pierre[a]iphon.fr.