When you connect to the internet on a computer for the first time, the operating system often asks the user to choose their default browser. Like net neutrality, it is a principle to guarantee morecontrol over the transmission of our personal data.
And when you pay with your smartphone, the same question can arise: do you need to have thechoice to select your preferred money transfer method? Is it important to leave the right to both Apple andFacebook Pay, rightly harmed by the current situation,to offer us their services on equal terms?
Justice has decided
For Germany, the answer is now very clear. In fact, a parliamentary committee has just adopted a newloiunexpected which obliges electronic equipment manufacturers whose products allow transactions to be carried outopen up to competition. The country regularly legislates the framework within which the Big Four operate asMicrosoft.
Concretely, this means for Apple that the company can no longer keep exclusivity on the use of its chip.NFCfor mobile payment transactions. And therefore, that solutions like those of Google or Facebook also benefit from hardware.
What changes?
In reality, there is little chance that the consequences will be against the Cupertino-based company. Indeed, when a phone manufacturer installs one of its applications as standard on its devices, it remains more favored by users than its rivals. And this is all the more true oniPhone. We saw this recently, with the story ofCortanawhich was a flop on Android and iOS (the apps are no longer available).
It could even be an asset forApple, because the firm could take advantage of this to impose a commission on each transaction, in order to reap more profits. A scheme similar to traditional in-app purchases on the App Store or to Stripe's business model, on the software side.
i-nfo.fr - Official iPhon.fr app
By : Keleops AG
